Fair Price and Value

NexCar – Fair Price & Value Statement.

At NexCar, we are committed to offering finance products that deliver genuine value to our customers while supporting a transparent and sustainable business model.

As part of our partnership with a carefully selected panel of finance providers, we operate under a co-manufacturer arrangement, which means our influence is limited to setting the Annual Percentage Rate (APR) only. Our role in this process is guided by key factors to ensure our rates remain competitive, fair, and aligned with customer expectations.

How We Set Our APRs
We take a number of important considerations into account when determining the APR we offer:

Market Research
We continuously benchmark our finance rates against other dealerships and platforms across our market area. This helps us ensure our APR remains competitive for similar vehicles and finance terms.

Operating Costs
Our APR takes into account the real costs of running a regulated, customer-focused dealership. This includes everything from staff training and compliance, to maintaining high service standards before and after sale.

Commercial Sustainability
Any earnings or commission we receive from finance agreements supports the essential services we offer — from pre-sale vehicle preparation, to warranty coverage, and after-sales support. Our aim is to strike a fair balance between customer affordability and business sustainability.

Regulatory Compliance
All APRs fall strictly within the pricing parameters set by our finance providers. We do not use discretionary commission and we do not negotiate rates on a per-customer basis. This ensures fair and equal treatment for every customer.

Customer Value
We believe our finance rates represent fair value, taking into account the quality of our vehicles, free 12-month warranty, roadside assistance, and the peace of mind that comes with buying from NexCar.

Our Commitment to You
We are committed to being open and transparent. All representative APRs are clearly displayed across our advertising and in-store materials, and we’re always available to discuss finance options in detail. Our goal is to support you in making a confident and informed decision — no pressure, no jargon, just honest advice.

NexCar – The Fair, Honest Way to Finance Your Next Car.

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